Financial Planning

Many individuals confuse financial planning with general savings and investing advice. While ‘how much to save’ and ‘how to invest those savings’ is every bit important, prudent financial planning goes much beyond the realm of just saving and investing. The sooner you understand the role of financial planning in meeting your short, medium, and long-term financial aspirations, the better you will be able to control your financial destiny.

A well-grounded financial plan is essential for anyone who wishes to accomplish specific financial objectives. Whether it be the idea of owning your home, making sure your childrens’ education is well funded, or ensuring a smooth and stress-free retirement; all of these seemingly separate components come together under an integrated financial plan.

The scope of an effective financial plan should therefore cover key aspects such as saving, budgeting, investing, tax-planning, insurance planning, retirement planning, estate planning, and much more.

Our systematic approach to financial planning services includes:

• Learning You: We realize that financial planning is all about YOU! And the only way that we can deliver what YOU need is to understand what those needs are. We do this through a consultative discovery process of getting to know you and helping you understand how we can help you to achieve your goals.
  
  
• Analyzing: Now that we have a better understanding of who you are and what you wish your financial future to look like, we can work together to create a financial strategy that will help you fulfil those financial and life goals.
  
  
• Holistic Planning: Cookie cutters don’t work for us – and we believe they don’t serve the interest of our clients either. Through our systematic financial planning process, we will create a personalized, holistic plan that will help fulfil your overall financial strategy including short, intermediate, and long-term goals. Our planning process is intensive, and we do it using a consultative and iterative approach. Each session brings us closer to helping you to design the plan that will help you to achieve your financial and life goals.
  
  
• Navigation: Now that your plans is in place, we’ll walk you through the process of implementing it. Whether it is making the right investment decisions, choosing the right insurance plan for you and your family, saving enough to reach your retirement goals, or creating an estate plan that preserves your legacy; we will be right there by your side as you take each step and be an ongoing resource for you in your financial needs.
  
  
• Frequent Reviewing and Monitoring: While we will congratulate you at every successful implementation of your financial plan, we’ll stay committed throughout the process to make sure you stay on track to meet each of the objectives set out in the plan. Through constant monitoring and frequent reviews with you, we will consult with you and make modifications to the strategies and plans as and when needed.

A comprehensive estate plan contains several components. As part of the planning process, we will also review your personal estate planning information. This process involves an analysis of documents and an in-depth review of your vision for any legacy planning. We will review your beneficiary designations with you and refer you to an estate planner, if necessary, for any amendments or additions to existing documents.